End of lease- refinance or get into new car completely?

End of lease- refinance or get into new car completely?

Lease is up on my 2004 Honda Civic. Good shape but high mileage. 95,000 right now and getting higher as we speak! I turn in at the end of April. Should I refinance the end “balloon payment” plus cost of repairs, drive it til thats paid off and then turn it in for a new car, or attempt at a dealership absorbing what I owe and roll it into a new note. Never done this before so I need help!

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